Every wealth storystarts with a conversation.

An AMFI-registered distributor (holding an ARN) is certified to advise on and distribute mutual funds in India. I help you choose the right schemes, complete KYC and paperwork, and review your portfolio, all under SEBI's regulatory framework.

You need PAN, Aadhaar, a bank account and KYC completion. Choose a monthly amount (as low as ₹500), pick goal-mapped schemes and set up an auto-debit. The whole process is paperless and usually done within a day.

Regular funds include distributor compensation within the expense ratio and come with ongoing advice, reviews and service. Direct funds have a slightly lower expense ratio but no advisory support. The right choice depends on how much hand-holding you want.

Know-Your-Customer is a one-time SEBI mandate verified against PAN and Aadhaar. It is completed online in minutes and valid across all mutual funds in India.

Equity funds held over one year attract long-term capital gains tax; debt funds are taxed at slab rates. Tax-saving ELSS funds offer ₹1.5 lakh deduction under 80C with a three-year lock-in. Always check current tax rules before investing.

Your investments go directly to the asset management company; distributors never touch investor money. Units are held in your name, tracked by registrar CAMS/KFin, and fully under SEBI's investor-protection framework.